Free Money Tools
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Free Online Budget Calculator
Free Online Budget calculatorWe all want to get to the other side — less stress, more control, financial peace.
But before you move forward, you need to understand exactly where you stand. That’s the part most skip… and regret.This free budgeting tool helps you break down your finances clearly — so you can face the facts, make a plan, and move forward with confidence.
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Free Online Debt Repayment Calculator
Free Online Debt CalculatorKnow exactly how long until you're debt-free — and take control of your financial future.
Most people avoid looking at their debt because it feels overwhelming. But this simple calculator gives you clarity — fast. Just plug in your debts, and see how long it will take to pay them off using the Snowball method.
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Free Savings DIstribution Tracker
Free Savings Distribution TrackerMake your money work for you — visualise your financial future and stay on track.
Plan it. Plot it. Grow it.
Estimate future balances, test different rates and contributions, and compare investments side-by-side. See the impact of consistency and compounding, then follow the plan with confidence.
Smart Budgeting for Financial Success
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How to Budget on £3,000 a Month as a Single Mum...
£3,000 sounds decent, but with a child, mortgage, and UK living costs, “fun money” often vanishes. Here’s exactly how I budget as a single mum in a flat.
How to Budget on £3,000 a Month as a Single Mum...
£3,000 sounds decent, but with a child, mortgage, and UK living costs, “fun money” often vanishes. Here’s exactly how I budget as a single mum in a flat.
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10 Everyday Money Decisions That Quietly Ruin Y...
Most budgets aren’t busted by big emergencies—they’re quietly drained by everyday habits. From forgotten subscriptions and random bill payments to unchecked “small treats” and grocery leaks, these silent budget killers...
10 Everyday Money Decisions That Quietly Ruin Y...
Most budgets aren’t busted by big emergencies—they’re quietly drained by everyday habits. From forgotten subscriptions and random bill payments to unchecked “small treats” and grocery leaks, these silent budget killers...
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What UK Household Budgets Reveal in 2026
UK households are spending more on essentials and saving less than they did five years ago. Learn what’s really changed in 2026 and how to rebalance your budget for stability...
What UK Household Budgets Reveal in 2026
UK households are spending more on essentials and saving less than they did five years ago. Learn what’s really changed in 2026 and how to rebalance your budget for stability...
Debt Management
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5 Ways to Stay Motivated on a Long Debt-Free Jo...
5 Powerful Ways to Stay Motivated on Your Debt-Free Journey (Without Burning Out)Staying motivated while paying off debt can feel like a marathon. Discover 5 powerful strategies that keep you...
5 Ways to Stay Motivated on a Long Debt-Free Jo...
5 Powerful Ways to Stay Motivated on Your Debt-Free Journey (Without Burning Out)Staying motivated while paying off debt can feel like a marathon. Discover 5 powerful strategies that keep you...
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Why Minimum Payments Are a Debt Trap (And What ...
Minimum payments are a debt trap. Learn how they work, why they keep you in debt, and smarter strategies to regain control of your finances.
Why Minimum Payments Are a Debt Trap (And What ...
Minimum payments are a debt trap. Learn how they work, why they keep you in debt, and smarter strategies to regain control of your finances.
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Want to Get Out of Debt FAST? Get Real and Take...
Are you tired of feeling stuck in debt, wondering why your savings never seem to grow? It’s time to get real and take action. The 30/30/30/10 method isn’t just another...
Want to Get Out of Debt FAST? Get Real and Take...
Are you tired of feeling stuck in debt, wondering why your savings never seem to grow? It’s time to get real and take action. The 30/30/30/10 method isn’t just another...
Smart Savings and Goal Setting Strategies
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How to Make Savings Without Extra Cashflows
When saving feels impossible, the problem often isn’t income — it’s structure. Learn how to build real savings without earning more, cutting joy, or chasing side hustles. This guide shows...
How to Make Savings Without Extra Cashflows
When saving feels impossible, the problem often isn’t income — it’s structure. Learn how to build real savings without earning more, cutting joy, or chasing side hustles. This guide shows...
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From Goals to Growth: A Smarter Way to Invest
Investing without a goal is like setting off on a journey with no destination—you might get somewhere, but it probably won’t be where you intended. This article explores why setting...
From Goals to Growth: A Smarter Way to Invest
Investing without a goal is like setting off on a journey with no destination—you might get somewhere, but it probably won’t be where you intended. This article explores why setting...
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Financial safety net (UK): how much, where, how...
A financial safety net isn’t just for disasters—it buys calm, options, and time to think. Learn how much to keep, where to keep it (UK), and how to build it...
Financial safety net (UK): how much, where, how...
A financial safety net isn’t just for disasters—it buys calm, options, and time to think. Learn how much to keep, where to keep it (UK), and how to build it...
Money-Management
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Stop Feeding the 25% Monster: How to Spot Debt ...
Not all debt is created equal. Some loans tick along in the background while you build savings – but high‑interest debt quietly eats your future so fast that even “good”...
Stop Feeding the 25% Monster: How to Spot Debt ...
Not all debt is created equal. Some loans tick along in the background while you build savings – but high‑interest debt quietly eats your future so fast that even “good”...
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The £18 Here, £22 There Trap: How My Little App...
Discover how small, scattered appliance warranty payments quietly added up to over £12,000—and how tracking your expenses can prevent budget leaks like this. Learn simple steps to regain control of...
The £18 Here, £22 There Trap: How My Little App...
Discover how small, scattered appliance warranty payments quietly added up to over £12,000—and how tracking your expenses can prevent budget leaks like this. Learn simple steps to regain control of...
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Personal Finance Management For Freelancers In ...
Freelancing offers flexibility and independence but comes with unique financial challenges. Managing personal finances effectively is crucial to thrive in this dynamic environment. Here’s a practical guide to help UK...
Personal Finance Management For Freelancers In ...
Freelancing offers flexibility and independence but comes with unique financial challenges. Managing personal finances effectively is crucial to thrive in this dynamic environment. Here’s a practical guide to help UK...