Debt Snowball Calculator
List your debts and add an extra payment to see how quickly you can be debt-free.
Debt Repayment Tips
- Start small: Paying off the smallest balance first builds confidence — that’s the Snowball method.
- Cut interest: Extra payments go toward the highest-interest debts, reducing total payoff time.
- Stay consistent: Even £100/month extra can make a huge difference long-term.
Finally see the full picture of your money
The Complete Finance Tracker is your all-in-one financial command center:
- Input once a month. All formulas pre-built.
- See your debt-free date. Automatically calculated.
- Track income, spending, savings, debt. One spreadsheet.
- Visual charts that celebrate progress. Watch debt disappear.
One-time purchase. Private Excel file. Use for years. No subscriptions. Your data stays yours.
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Track Your Debt
Visualise Your Debt Payoff Journey
Get a clear overview of your debt reduction progress. Instantly see what's paid, what's left, and how close you are to becoming debt-free — all in one view.
Year in Review
Understand Your Full Financial Picture
Monitor income, spending, savings, and debt across the entire year. Make smarter decisions with a single glance at your financial trends.
Monthly Snapshot
Master Your Monthly Budget
Track your income, bills, expenses, and savings in one streamlined view. Stay on top of your budget and make adjustments with confidence month by month.