Debt Snowball Calculator
List your debts and add an extra payment to see how quickly you can be debt-free.
Debt Repayment Tips
- Start small: Paying off the smallest balance first builds confidence — that’s the Snowball method.
- Cut interest: Extra payments go toward the highest-interest debts, reducing total payoff time.
- Stay consistent: Even £100/month extra can make a huge difference long-term.
Want to track your progress automatically?
Try our Ultimate Debt Tracker — it calculates everything for you and updates monthly.
- ✓ Payment schedules
- ✓ Interest projections
- ✓ Visual progress charts
All you need is your most recent bank or credit statement. Let the tracker do the rest.
Track Your Debt
Visualise Your Debt Payoff Journey
Get a clear overview of your debt reduction progress. Instantly see what's paid, what's left, and how close you are to becoming debt-free — all in one view.
Year in Review
Understand Your Full Financial Picture
Monitor income, spending, savings, and debt across the entire year. Make smarter decisions with a single glance at your financial trends.
Monthly Snapshot
Master Your Monthly Budget
Track your income, bills, expenses, and savings in one streamlined view. Stay on top of your budget and make adjustments with confidence month by month.