Free Online Budget Calculator

Free Budget Calculator UK | Money Sense Map

Free Monthly Budget Calculator

Track your income and expenses with budget vs actual comparison. See exactly where your money goes and identify opportunities to save.

👋 First Time Budgeting?

It's simple! Start by entering what you ACTUALLY spent this month in the 'Actual' column. Leave 'Budget' blank for now - we'll help you create one.

After you've entered your actuals: Click the "Copy Actuals to Budget" button. This becomes your starting budget for next month!

Next month: Keep your budget the same, track new actuals, and see the difference. Adjust your budget based on what you learn. That's budgeting! 🎯

Monthly Income

Source
Budgeted
Actual
🏠 Housing £0
£0
£0
£0
⚡ Utilities £0
£0
£0
£0
🚗 Transport £0
£0
£0
£0
£0
🛒 Food & Groceries £0
£0
£0
👤 Personal & Family £0
£0
£0
£0
🎬 Entertainment £0
£0
£0
💰 Debt & Savings £0
£0
£0
£0

Monthly Summary

Total Income £0.00
Budgeted Expenses £0.00
Actual Expenses £0.00
Remaining (Budgeted)
£0.00
Budget vs Actual Variance
£0.00

Want This Automated Every Month?

Stop re-entering data. Our Complete Finance Tracker does all this automatically - pulling from your bank statements and tracking everything month-over-month.
  • ✓ Automatic categorization
  • ✓ Budget vs actual tracking
  • ✓ Visual progress charts
  • ✓ Debt payoff calculator
  • ✓ Savings goal tracker
  • ✓ 12-month overview
View Complete Tracker →

📚 Learn More

The 30/30/30/10 Method

When you have debt, prioritize getting free:

  • 30% essentials (housing, bills, food)
  • 30% debt repayment
  • 30% savings & emergency fund
  • 10% wants (everything else)

Once debt-free, reallocate that 30% to investments and goals.

📧 Get Free Budgeting Tips

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💾

Download Your Budget

Choose your preferred format:

💡 Files are saved in your Downloads folder

Tip: Come back anytime to update your budget and download a fresh copy!