Money Management

How the Wealthy Legally Pay Less Tax in the UK (Without Evading a Penny)

How the Wealthy Legally Pay Less Tax in the UK ...

A clear, no-jargon guide to legal UK tax strategies used by savvy earners. Learn how to use ISAs and pensions, optimise salary vs dividends, harvest capital gains, claim main-home relief,...

How the Wealthy Legally Pay Less Tax in the UK ...

A clear, no-jargon guide to legal UK tax strategies used by savvy earners. Learn how to use ISAs and pensions, optimise salary vs dividends, harvest capital gains, claim main-home relief,...

Add £100 to Your Mortgage: How It Cuts Years & Saves £40k

Add £100 to Your Mortgage: How It Cuts Years & ...

Overpaying your mortgage by even £100 a month can cut years off your loan and save tens of thousands in interest. Here’s how it works — and what to tell...

Add £100 to Your Mortgage: How It Cuts Years & ...

Overpaying your mortgage by even £100 a month can cut years off your loan and save tens of thousands in interest. Here’s how it works — and what to tell...

12 Sinking/SPending pots visual diagram

Sinking Funds: 12 Spending Pots Every UK Househ...

Stop bill shock for good. This guide shows the 12 sinking/spending pots every UK household should use—from Emergency Fund and Car Costs to Gifts, Travel, and Tech—plus a simple rule...

Sinking Funds: 12 Spending Pots Every UK Househ...

Stop bill shock for good. This guide shows the 12 sinking/spending pots every UK household should use—from Emergency Fund and Car Costs to Gifts, Travel, and Tech—plus a simple rule...

a woman on the phone with a supplier negotiating retention discount

Retentions, Loyalty Deals & Re-Contracting: The...

If you’ve never phoned a retentions or loyalty team, you’re almost certainly overpaying. UK providers quietly reserve their best prices for customers who ask — whether it’s broadband, mobile, TV,...

Retentions, Loyalty Deals & Re-Contracting: The...

If you’ve never phoned a retentions or loyalty team, you’re almost certainly overpaying. UK providers quietly reserve their best prices for customers who ask — whether it’s broadband, mobile, TV,...

The Payday FLow diagram

The Payday Flow (UK): Bills → Buffer → Pots → Fun

Goal: one simple routine on payday that keeps the lights on, grows your buffer, and still leaves room for joy.Why it works: decisions happen once (when you set it up),...

The Payday Flow (UK): Bills → Buffer → Pots → Fun

Goal: one simple routine on payday that keeps the lights on, grows your buffer, and still leaves room for joy.Why it works: decisions happen once (when you set it up),...

Best places to keep cash diagram

Best Places to Keep Cash in the UK (2025): Emer...

Where to keep UK cash—without admin hell. Use an easy-access hub, feed one or two regular savers (with realistic 7% maths), and ladder 1–2 year fixed bonds for better rates...

Best Places to Keep Cash in the UK (2025): Emer...

Where to keep UK cash—without admin hell. Use an easy-access hub, feed one or two regular savers (with realistic 7% maths), and ladder 1–2 year fixed bonds for better rates...